Engineering the
Future of Insurance
through Cloud, Data,
AI and IoT

Insurance is being rewritten in real time – driven by rising customer demands, shifting risks, and fast-moving technology. At the same time, massive data growth is inflating costs, draining efficiency, and stalling AI adoption. We help insurers modernize, automate, and scale with confidence through cloud, data, enterprise applications, AI, and IoT – streamlining management, ensuring compliance, and powering data-driven, AI-ready insurance.

Let’s Talk
Engineering the Future of Insurance through Cloud, Data, AI and IoT
Challenge & Opportunity

Power Up. Build Resilience. Shape What’sNext.

Outdated platforms, manual processes, fragmented data and growing data volumes, slow insurers down when the market demands speed. Add tightening regulations and rising customer expectations, and transformation becomes critical.

From connected claims to predictive underwriting, intelligent automation, GenAI/Agentic AI, and real-time data are reshaping how insurers engage, operate, and grow. Hitachi Digital Services gives you the power to lead with data, innovate with AI, and accelerate with cloud, delivering a scalable and agile operating landscape with governance built in for regulated environments.

Solution
Insurance and Insurtech Solutions
Digital tools enable insurers to streamline operations, reduce administrative costs, and make smarter, data-driven decisions. Automation and AI enhance claims processing and customer service, while digital platforms improve policyholder engagement – making insurance services more efficient, accessible, and customer-focused.

Break Free from Legacy Constraints

Modernise core systems and streamline outdated processes. We replace rigid, high-cost legacy tech with agile, scalable solutions – reducing time to market and enabling innovation.

Break Free from Legacy Constraints
  • Cloud Modernization
    Migrate, modernize, and scale legacy systems
  • Application Engineering
    Transform core operations like claims, underwriting, and billing
  • Managed Services
    Reduce downtime, operational cost, and complexity

Run lean. Operate smart.

From underwriting to claims, we digitize and automate workflows to improve speed, accuracy, and customer experience. Let us help you simplify operations, lower costs, and unlock efficiency.

Run lean. Operate smart.
  • AI & Automation
    Accelerate claims and policy administration with smarter workflows
  • Connected Insurance
    Use IoT to enable connected insurance models with real-time insights
  • Data Engineering
    Improve operational efficiency with trusted, governed operational data

Accelerate Innovation. Reduce Complexity.

With Insurtech as a Service, we help insurers simplify complexity, cut policy costs, and accelerate innovation. Delivered as a managed service, we pre-integrate best-in-class platforms with Hitachi frameworks for a 360° customer view, streamlined operations, and embedded compliance from day one.

Accelerate Innovation. Reduce Complexity.
  • Subscription Platforms
    Cloud-first, subscription-based platforms and configurable systems that cut CAPEX and scale with your needs
  • 360° Customer Intelligence
    Integrated data and analytics for real-time insights that boost engagement and personalization
  • Embedded Compliance
    Built-in compliance and secure automation to streamline operations and reduce risk

Turn Data into Advantage

Use your data to make faster, smarter decisions. Our data-driven solutions bring predictive insight to pricing, fraud, and risk, improving loss ratios and business performance.

Turn Data into Advantage
  • Storage Optimization
    Chart a course for AI driven storage optimization and preparations
  • Value Testing
    Deep dive into hypothesis-driven AI, data and business testing to understand value and feasibility
  • ROI Roadmapping
    Create the business case and identify ROI with use case strategies and roadmaps

Modernize Payments. Unlock Growth.

Insurance is a business of money movement, from premiums and commissions to claims and disbursements. Yet many insurers still rely on fragmented payment systems that create friction, increase operational complexity, and limit visibility. Together with Stripe, we help insurers transform payments into a unified, strategic capability that improves conversion, accelerates collections, and strengthens customer trust.

Modernize Payments. Unlock Growth.
  • Unified Payments
    End-to-end payments architecture built on Stripe
  • Connected Ecosystems
    Seamless integration across policy, claims, ERP, CRM, and cloud platforms
  • Real-Time Control
    Visibility, fraud controls, and simplified financial operations

Run Smarter. Respond Faster.

Manual workflows, disconnected systems, and limited operational visibility slow insurers down when speed and responsiveness matter most. Together with ServiceNow, we help insurers orchestrate workflows across IT, operations, claims, and customer service, improving efficiency, reducing manual effort, and enabling intelligent, AI-powered operations.

Run Smarter. Respond Faster.
  • Unified Workflows
    Connected ITSM, ITOM, ITAM, and customer service operations
  • AI Automation
    Intelligent orchestration that reduces incidents and manual effort
  • Operational Visibility
    CMDB, observability, and real-time analytics for governance and control

Extend What’s Possible

Beyond core insurance transformation, our AI, cloud, data, and connected solutions help insurers improve efficiency, strengthen governance, unlock insight, and scale innovation confidently.

Enterprise AI

Build and run enterprise-grade AI ecosystems to power production, engagement, and service. Learn about CAAI, HARC Agents, and our R202 framework

AI – GenAI and Agentic AI

Merge human expertise with Generative and Agentic AI to accelerate decisions, personalize experiences, and uncover growth opportunities.

HARC for AI

Hitachi Application Reliability Centers (HARC) help enterprises run AI and Gen AI with greater reliability, efficiency, and governance.

Cloud – AWS, Azure, GCP

We modernize platforms with private, hybrid, multicloud, or distributed cloud – reducing costs, improving agility, and ensuring secure, compliant operations.

Data & Analytics

We modernize data infrastructure from edge to multi-cloud, delivering real-time visibility, advanced analytics, and trustworthy, regulatory-ready datasets.

Customer Story

Engineering Trust: Markerstudy Builds Partnerships That Work

Strong collaboration with this leading UK insurance service provider supports aggressive growth.

Engineering Trust: Markerstudy Builds Partnerships That Work
Customer Story

Simplyhealth Balances Purpose with Technology

Digitally transforming Health Insurance with cloud, compute excellence, and automation.

Simplyhealth Balances Purpose with Technology
Customer Story

Swiss Re and Hitachi Europe Partnership Offers AI Industry First

AI-powered insurance reduces risk and disruption across transport and manufacturing. A new era of digital risk coverage.

Swiss Re and Hitachi Europe Partnership Offers AI Industry First

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How We Work

How We Work with Insurers

We partner with insurers through advisory, implementation, and managed services to modernize platforms and unlock future-ready capabilities.

Advisory & Professional Services

Modernize legacy operations, unlock GenAI use cases, and build future-ready insurance platforms

Velocity to
Value

Accelerate implementation with engineering-led delivery, including claims automation and policy system upgrades.

Managed
Services

Optimize cloud operations, reduce TCO, and achieve 99.97% uptime with HARC-led delivery

Why Hitachi Digital Services

Hitachi Digital Services combines global Banking & Insurance expertise, engineering excellence, and deep regulatory knowledge to help insurers modernize with confidence.

  • Driving operational efficiency at scale
  • Embedding AI into core insurance processes
  • Accelerating time to value for our clients
  • Enabling end-to-end process orchestration
  • Helping insurers unlock real economic value, faster
  • Hitachi Digital Services recognized as a Leader in the latest SPARK Matrixâ„¢ for Insurance Digital Transformation Services by QKS Group. Read more
Our Experts Our Experts
Our Experts
Stewart Reeder
Stewart Reeder
Head of Insurance, EMEA Markets
linkedin
Marc Potter
Marc Potter
Banking & Insurance Lead, EMEA
linkedin
Srinivas Tadepalli
Srinivas Tadepalli
Global Head of Delivery, Banking & Insurance
linkedin

Partners

Our partner ecosystem brings proven platforms, technologies, insurtechs, compliance tools, and cloud expertise to accelerate transformation.

FAQ

We provide modernization services that migrate and transform outdated core platforms, reducing technical debt and cost while enabling agility and resilience. Our cloud-first approach ensures insurers scale operations efficiently and securely.

AI and GenAI improve efficiency across underwriting, claims, and customer engagement. By merging human expertise with intelligent automation, insurers achieve faster decision-making, personalized customer experiences, and reduced fraud risk, all while maintaining regulatory compliance.

Our frameworks and services include regulatory-grade compliance built into the core. Ultimately, regulatory compliance is a data management issue, whether its GDPR or IFRS 17, we deliver solutions that help insurers stay compliant across global markets without slowing transformation.

We combine deep Insurance expertise with proven engineering scale and global delivery models. Backed by Hitachi’s heritage in mission-critical industries, we deliver measurable outcomes, from cost reduction to improved resilience and accelerated innovation.

We work side by side with insurers through advisory, implementation, and managed services. Our approach ensures insurers can modernize quickly while reducing risk, supported by continuous improvement and ongoing support after deployment.